Shopping For Safe Deposit Box Insurance? Here’s What You Need to Know

To some people, a safe deposit or safety deposit box can seem like the most secure place in the world to keep your valuables. This statement can be considered true, especially if the box is insured. For anyone who doesn’t know, a safety deposit box is a designated box/container stored inside a vault or safe at a federally insured financial institution.

Each person will receive their own assigned box which generally has two keys. One key is given to you the box owner, and the other is secured within the financial institution. For added security, it generally takes both keys used in tandem to open the box at any given time. Some institutions have a key-less option, which usually utilizes some form of biometrics, such as fingerprint scans, for access.

A safety deposit box is typically used for important documents or important items that are not needed often, but have a very high value. This value can be monetary, functional, or sentimental. Here are the answers to commonly asked questions when considering safety deposit box insurance.

Do I need safe deposit box insurance?

People are often under the impression that their safe deposit box at their bank is automatically insured by the Federal Deposit Insurance Corporation (FDIC). However, the FDIC only covers account deposits and financial institutions do not accept responsibility for any risk or loss regarding the contents of your safe box.

As a matter of fact, if you thoroughly check the rental agreement for your box, you will most likely find a clause that tells you as much. It will state in no uncertain terms that the bank’s insurance does not protect the contents of your box against loss. It will also highlight that your box is not fully protected from damage, theft, flood, or fire. Some will even go as far as to recommend that you get specific insurance for the contents of your safe box. So in short, yes, having insurance for your safety deposit box is generally a  good idea.

What are the odds of me losing the contents of my safe deposit box?

While a safety deposit box is still the best option for storing certain valuables, the method is not foolproof against disasters, whether natural or man-made. You may actually be surprised to learn that the average number of bank robberies and burglaries per year is more than 5,000 across the country. If that wasn’t bad enough, there is also the chance of a fire, which may not directly reach the contents of your box, but may still be damaged by immense heat. There is also the chance of flooding from storms or hurricanes, tornadoes in some areas, and/or mudslides in others. Simply put, you do not want to leave your valuable possessions to chance.

What if my stored items do not have a monetary value?

It is true that some commonly stored items do not have a monetary value, but that doesn’t mean that they are not valuables. For instance, your deposit box could be home to your deeds, titles, status documents, etc. The policy will provide coverage for these important documents up to a specific amount. This money can be used to obtain replacements for these documents and may even allow you to expedite the process.

Where can I get safety deposit box insurance?

Safety deposit box insurance may not have been common in the past and as such, you may not be aware of where or how to get one. However, most financial institutions are now making it possible for their clients to obtain safety deposit box insurance without any hassle. However, if your financial institution does not yet offer that guidance, you can still easily get coverage straight from the Safe Deposit Box Insurance Company (SDBIC).

The SDBIC holds a patent for providing insurance for your valuables without knowing exactly what they are. This means you are not required to have any appraisals done and you do not need to disclose the contents.  Aside from covering tangible assets, the SDBIC also provides insurance for digital assets, so you can also insure your information as well. The best part is, you get to choose your coverage limit which can range from as little as $25 to as much as $5,000. This also determines your annual premium.

How secure and private is the information I provide to SDBIC?

The first thing to note is that the SDBIC limits the amount of information that they require from you in order to offer you coverage. They also do not report your coverage selection to any agency besides their top insurance company, which is responsible for underwriting the limits. If a loss does occur, the details of that loss or any subsequent payouts are not reported to any state or federal agencies.

Can I update the items in my box if my policy is already generated?

So you have decided on a coverage amount for the items in your box, but later you acquired more valuables and would like to add them. That is absolutely fine. The fact is, your insurance covers everything in your safety deposit box that belongs to you legally. So even if you add items to the box after your coverage was already in place, it will still be covered within your selected coverage limit if something happens. However, if the added items increases the value of your overall content beyond your coverage limit, you should consider increasing your limit as well. This is to ensure that the payout is sufficient to cover the value of all your items if something does happen. 

What’s the cost of insurance and how much should I insure for?

The good thing about insuring your safety deposit box is that you get to determine how much the cost will be. The cost will basically be determined by the coverage limit that you choose. Once you choose your coverage limit between $25 and $5,000, you will be able to determine the associated cost of the premium by checking out their pricing. This method makes obtaining safety deposit box insurance an economic option. Additionally, there is no out-of-pocket cost if a loss occurs because there is no deductible.

To determine your coverage limit, you should gather or list the items that you plan to store inside the safety deposit box, then come up with a reasonable estimate of their combined value. If some or all of the items’ value can increase over time, such as gold, silver, etc., you also should take that into consideration when determining your estimate. You can also increase your coverage over time as the value of the items increase. This is important, because you do not want to be under-insured if a loss should occur.

Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States
Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States

If you are looking for a secure place to store your hard drives or other valuables, Safe Deposit Center can help. At Safe Deposit Center, we offer a variety of safe deposit box sizes as well as open vault storage to accommodate your secure storage needs. For more information about our secure, private storage facility please visit https://safedepositcenterwa.com/.


Shine Bright: 7 Tips for Keeping Your Jewelry Clean While in Storage

You may choose to put your jewelry in storage for different reasons. Maybe you don’t go out very often, maybe the jewelry is seasonal, or maybe it’s based on their value. The fact is, how you store your jewelry and where your store your jewelry is very dependent on the jewelry type. Some of the things you will have to consider will include metal type, storage containers, storage location, the temperature of the room, frequency of use, and cleaning opportunities.

Here are 7 tips to help with keeping your jewelry clean and maintaining its radiance during storage.

1. Jewelry Separation

This is probably the most obvious tip, yet it may also be the most common mistake people make when storing their jewelry. Before you even consider where and how you are going to store it, you should consider the material the jewelry is made of. Different metals require different storage plans, which is why throwing all your jewelry in one box is never a good idea, unless of course you have absolutely no diversity in your jewelry box and they are all the same material type.

The first simple step is to separate them by metal type. In other words, separate your silver jewelry, your gold jewelry, your stainless steel items, and also your fashion or costume jewelry. You can also choose to separate them even further based on value and frequency of wear. Value in this context mostly refers to monetary value, but sentiments can also play a part in your separation process as we go through the other steps. 

2. Jewelry Style Types

You may not necessarily need to make this assessment, but it could come in handy especially if you are traveling or moving. Some types of jewelry are stored better in specific tailormade containers. For instance, a felt-lined ring box would be perfect to house rings for storage or traveling. You wouldn’t even need to separate the metal type, just ensure there is enough space between each ring in the ring mounds. These containers allow the rings to stand upright, wedged between two mounds of felt.

This limits their movements and chances of them rubbing on each other, which could cause scratching or tarnishing. This can also be true for necklaces, especially small linked chains, long chains, or chains with multiple pendants. Specific chain boxes allow them to hang separately, thus minimizing entanglement and dust collection. This allows them to maintain their cleanliness and shine for longer periods. 

3. Individual Storage Containers

Depending on the amount of jewelry you have and the number of metal types, you can opt to get a separate storage container for each set. However, each storage container should be lined with soft, dry, breathable fabric. This will help to reduce grime, dullness, and corrosion. If you have a lot of jewelry, or numerous jewelry types, finding a separate storage box for each set may prove to be tedious and can be cumbersome in storage. Too may containers may lead to space issues.

Another option would be to get one large storage box, but get individual jewelry bags for each set. This way, all the jewelry can be in one major container, but still be separated as per tip 1. Please note however, that these jewelry bags should be made from- or lined with felt or another tarnish-proof material. 

4. Clean Before You Store

This tip goes without saying, but a proper clean and polish will not only help to maintain the luster of your jewelry, but will also help to deter dust and grime from making a home on them. You should clean all jewelry that will be stored. Storing cleaned jewelry with dirty jewelry will only lead to a container filled with dirty jewelry when they come out of storage. It won’t be dirty in the sense that you can see dirt stuck in their crevices, or maybe you might, but they would at least start to tarnish and not look as vibrant as they once were. They can be cleaned with warm, mild, soapy water and a soft toothbrush for the little nooks and crannies. Once cleaned, they should be dried completely with a soft cloth or allowed to air dry then buffed with a soft cloth.

5. Storage Location

Where you store your jewelry will play a part in how clean it looks when it is taken out of storage. Try to avoid open areas that are prone to dust. Even the tightest locked jewelry box will allow dust to eventually pass through its seams, so a low dust area is best. You may be tempted to put your jewelry in plastic bags to minimize dust particles, but this can be tricky as it may create humidity and moisture. You would have to ensure that the jewelry are first placed in a felt-lined container that can maintain its aridity before being placed into the plastic. This will prevent moisture from getting to the jewelry even if the bag starts to sweat.

6. Temperature

Another consideration that may not have crossed your mind is temperature. High temperature leads to sweating and moisture on certain materials, which can lead to dullness and a build-up of grime on your jewelry. Avoid storing your jewelry in areas where it may be in the path of direct sunlight or a heating vent. This is important especially if long term storage is being considered. Therefore, your attic and your basement may not be your best bet. However, if any of those rooms happen to be temperature regulated, then it could be a viable option. 

7. Length of Storage

Deciding how long to store your jewelry may not be within your control, but the aim is to get at the jewelry at set intervals just to give them a good buffing to maintain their luster. Also, the prospective length of storage can help in determining which container storage option would be best for your jewelry type. For instance, if your jewelry is not going to be in storage for very long, you can be a little more flexible with where and how you store them. This means that you may have more frequent opportunities to take them out and buff them between deep cleans, which will help them to remain cleaner for a longer period.

However, if your jewelry is only worn at specific times like costume jewelry you wear at Halloween or fine jewelry that you only wear to weddings and fancy dinners, you can consider a more long-term storage option. This could be a vault for your fine valuables or a storage container in your closet for your costume jewelry.

Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States
Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States

If you are looking for a secure place to store your hard drives or other valuables, Safe Deposit Center can help. At Safe Deposit Center, we offer a variety of safe deposit box sizes as well as open vault storage to accommodate your secure storage needs. For more information about our secure, private storage facility please visit https://safedepositcenterwa.com/.


Connoisseur Level: 9 Tips On How To Start An Art Collection

When you hear the term collector, you may think of persons who collect coins, stamps, or sports memorabilia, but people also collect art. Art collection can involve any form of art, but is most often directed to wall paintings, photos, and other forms of wall art rather than sculptures. If you are interested in compiling your own art collection, here are 9 tips to help you to get started.

1. Find Your Niche

This may be an obvious first step, but it isn’t always easy. Unless you are extremely wealthy, starting a collection can be expensive if you decide to try a little of everything. The best move is to find a category that speaks to you, and then build on it or narrow it down (depending on how you look at it). You can choose your art collection by your favorite artists, era, painting versus photos, material type, region, etc. What you fancy is ultimately up to you, but it’s ideal to have a basic idea of what you are looking for before you start looking. This way, you can focus your search and procurement efforts on getting exactly what appeals to you and spend less time checking out every piece of canvas that calls itself art. You can decide which galleries and art shows to visit based on the niche that you have selected. 

2. Create a Procurement Plan

Not all art is collected the exact same way. The basic concept is to purchase it, but finding it may utilize different processes depending on what you are looking for. For instance, if you are into contemporary art and your artist is alive and still producing, they will most likely have a social media presence or a website. This makes it a bit easier to follow their work and procure their art. However, searching for vintage art pieces may take a bit more finesse. There are websites that focus purely on art and can be a good place to start, but you can also get rare finds from long-established galleries and general eCommerce websites like eBay and Etsy. The problem is figuring our which sellers to trust, so research is essential.

3. Conduct Proper Research

Research will always be a necessary part of any collection process regardless of the item or reason. The fact is, you need to know what to buy and where to get it. If you are collecting for the purpose of investment, you will have to treat it a little like Forex trading where you look at past trends and then try to predict future values. You can look for older, more established artists with a good sales track record, or you can try to find an upcoming artist with tremendous potential. A new artist can be a risky investment, but it can also be rewarding if the artist’s work becomes extremely popular and valuable over time and you have an early, original piece. If you are simply in it to decorate your personal space with beautiful pieces of art, your research may stop at finding a gallery or filter-ready online store which houses a categorized plethora of art.

4. Aesthetics vs. Value

As with any collection, you may choose to do it simply because you love the items you collect, because you know it will be a sound investment, or because you hope to benefit from both reasons. With art especially, the reason for your collection will play a part in which pieces you collect. If the aim is solely for investment, you should conduct extensive research before you make a purchase. If it is just for aesthetics, then it’s almost as simple as finding pieces that you like to look at. How much you spend on art will vary based on your personal taste and affordability, as opposed to investments where you will have to weigh your financial standing against the potential gain.

5. Organize Your Display Space

While art can be treated like any other collection, it is a little more demanding in terms of display. It’s art, it’s main purpose is to be admired. Therefore, before you start an art collection, you need to organize a space to store or display it. It is not just about the location, but also the size of the dedicated area. This will help you to decide how many pieces you can effectively collect to display and/or store. Space consideration is important to avoid hoarding and to facilitate proper placement.

6. Redecorate

You are probably wondering why this step is even included. The fact is, collectors tend to go a little overboard even when they have already organized their space. So you may find yourself with a few more pieces than you can effectively display, or find that some pieces start to lose their appeal after a while. You can either choose to sell them and hope that you made the right choice, or take them down and put up a few new ones. You can change them around annually, by season, or whenever you feel like a new perspective is needed. Either way, redecorating from time to time can help with keeping your eye and mind focused on your niche and reconfirm your preferences.

7. Make the Purchase

You have picked your niche, organized your space, and done your research. The next step is to simply purchase the item. If you like it a lot and can afford it, buy it. Overthinking will lead to hesitation and possibly regret if you miss out on a piece. After you purchase your first piece, you will most likely know if continuing with that particular niche is the right choice for you.

8. Display vs. Storage

This is an important step. As stated in step 5, art likes to be admired. However, if the main purpose of your collection is an investment, you may not want to display all pieces, all the time,  and proper storage should be your next consideration. If you choose to display a value piece, you have to consider proper framing, coverage, and security. If you choose storage, you still have to consider the storage packaging and location to avoid spoiling the piece. 

9. To Insure or Not to Insure

Getting insurance is an option to be considered based on a few factors. Are you housing valuable pieces, does your home insurance cover it, and is additional insurance necessary? If your collection is valuable in sentiments and not dollars, you will still want to protect it, but probably not fork out extra dollars for insurance. You should check to see if they are covered under your home insurance. If your collection is extremely valuable in terms of actual money, you may want to get the items appraised an then get them insured separately.

Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States
Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States

If you are looking for a secure place to store your hard drives or other valuables, Safe Deposit Center can help. At Safe Deposit Center, we offer a variety of safe deposit box sizes as well as open vault storage to accommodate your secure storage needs. For more information about our secure, private storage facility please visit https://safedepositcenterwa.com/.


A Handy Guide to Collecting Vintage Sports Memorabilia

If you perform a search for the term “collector,” most results will simply state that a collector is someone who collects things. While this is true, the statement itself is a bit reductive because a true collector does more than simply “collects things.” Some people engage in collecting as a hobby, others view collecting as an investment, and there are those who see an endless possibility in doing it for both reasons. 

Whether you are already an avid collector or thinking of becoming one, deciding what to collect and how to store it is an integral part of the aggregating process. Here are several tips to consider when collecting and storing sports vintage memorabilia.

Your Vintage Sports Memorabilia Collection

Establish a Niche – Try to focus your collection on one set, or group of items. For instance, select a sport that you like to play or watch. You can then further pinpoint a collections group by focusing on a team or player. This will allow you to complete a collection more quickly, thus increasing its value and your gratification. You will also prevent overspending as it would definitely be more costly and/or frustrating in attempting to complete multiple collectible sets simultaneously. 

Collecting vs. Hoarding – Some persons confuse collecting with hoarding. The truth is, it’s easy to get carried away when you find something that you are truly interested in. To prevent yourself from crossing that thin line from collector to hoarder, ensure to organize a dedicated storage space for your collectibles. Stick to your niche and only utilize your dedicated space. If you find that you are running out of space, it’s probably time to start pruning. 

Organize – Developing and organizational process serves multiple purposes. Aside from being aesthetically pleasing, a well-organized set of memorabilia makes it easy to see if there are any missing pieces or duplicates. This will make purchasing and pruning simpler. 

Check for Authenticity – It goes without saying that you should ensure the item you are purchasing is authentic. But how can you be sure? The best way to ensure your vintage sports memorabilia is authentic is to purchase from reputable retailers or try purchasing from the sports organizations directly. The NFL, MLB, NBA, NASCAR, FIFA, and other majors organizations will provide authentic merchandise. However, it can often be less expensive to purchase from eBay, dedicated collectible websites, or a fellow collector who has a duplicate. The good news is, even if you purchase from one of these alternatives, you can still ask the seller to furnish a certificate of authenticity from the Memorabilia Evaluation and Research Services (MEARS) or the Professional Sports Authenticators (PSA). This will confirm that you are getting what you pay for. 

Value – Value doesn’t necessarily mean “value for money.” In this case it can also refer to the value that the item holds for you personally. Of course, if you are collecting for the purpose of investing, you will need to check the current monetary value of the item and the projected monetary value. This will help you to decide how to select one memorabilia over another and know when to let go of a specific item in order to get a more lucrative one. On the other hand, the value may refer to the sense of fulfillment that you get from the item. It could be an item that preserves a memory or signifies an achievement. Either way, a collectible shouldn’t be in your set just because it was available, it should have a direct significance to the rest of your collection, thus adding to the collection’s overall value.

Storing your Sports Memorabilia

Types of  Material – The material that makes up the main component of your sports memorabilia will help to determine where and how it is stored. Some materials will hold up fine regardless of where you keep it, while others do not do well in areas where temperatures can go above or below certain degrees. For instance, if your vintage collectible is largely paper-based, such as unlaminated sports cards, pictures, sports magazines, or cardboard cut-outs, you may want to avoid placing them in plastic bags or containers which could sweat if the temperature fluctuates to any extensive degree. You should also try to avoid newspaper where possible. While newspaper is generally abundant and useful in storing items, it has ink that may bleed onto other surfaces, especially if it becomes humid. This could lead to permanent damage and a decrease in value. 

Location, Location, Location – This may be an obvious one, but there are so many things to consider when selecting a location for your collectibles. The main consideration for most collectors is display. They want to know the best place with the best view and the best lighting, and that is perfectly understandable. You want to share your collection with friends and admirers, at a safe no-touch distance of course. However, you must also consider the temperature and humidity of your storage area. Another factor that is sometimes overlooked is how much direct sunlight is shone on the items being displayed. While your card, ball, or T-shirt may gleam and look glorious in the sunlight, you may be slowly causing irreparable damage that may only become visible when it’s already too late. You may not notice the fade in color on your card or shirt, or the small cracks in your ball or plaque until you can no longer do anything about it. If you wish to have your sports memorabilia shine in all its glory, you can choose to give it a dedicated spot with a dedicated light source other than the sun. LED lights staged around the perimeter of a display glass box may do the trick, but even then, it’s best to turn the lights off when it’s not being actively viewed.
Other places to avoid are small rooms with fireplaces that may become too warm, or non-insulated places that may become too cold. Of course, this is all dependent on your overall location and its weather patterns. However, you may want to avoid attics and basements in general.

To Clean or Not to Clean? – This is a question of whether your collectibles are on display or not, and the type of materials they are made from. Obviously, if your collectibles are wrapped properly in a suitable storage material and kept away from humidity, cleaning is probably not necessary. However, if your vintage sports collectible is on glorious display, at some point it may become dusty and needs to be cleaned. It may be difficult but try to resist a clean sweep with your hands, especially on photographs and other paper-based materials. The fact is, our fingers have oils that may help to break down the material over time and shorten its lifespan. If you notice that a certain item needs cleaning, get a pair of gloves and a soft dust cloth or soft bristle brush to gently dust the surface. If the item is made from plastic and requires a slightly deeper clean, you can use a Q-tip with a little alcohol or distilled water. Try to avoid areas with external printed ink just to be safe. 

Insurance – This final tip is not so much about collecting and storing your sports memorabilia, but more about preservation. As with any asset, you are going to want to protect the time, effort, and money you have already invested in it. Therefore, you should ensure that your collection is insured. Some collectibles are already insured within your home-owners insurance, but if your collection has a high monetary value, you should consider a dedicated insurance policy just for them.

Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States
Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States

If you are looking for a secure place to store your hard drives or other valuables, Safe Deposit Center can help. At Safe Deposit Center, we offer a variety of safe deposit box sizes as well as open vault storage to accommodate your secure storage needs. For more information about our secure, private storage facility please visit https://safedepositcenterwa.com/.


Keeping Valuable Time: How to Store Luxury Watches

People around the world have different hobbies. Some collect stamps, coins or books. Others collect rare art. Watches also make nice collectibles and there are a lot of people around the world for whom collecting timepieces is a passion in which they invest a lot of time and money. Watches are delicate items, especially when they are expensive and form a part of someone’s collection. Anyone who has a passion for collecting watches would have to take very good care of their timepieces. 

Watches come in a wide range, but the ones that are expensive and rare always make it to the owner’s collectable items. They are the owner’s proud possession and require an equal amount of care and maintenance. It’s said that if a watch can be taken care of properly, it can be handed down from one generation to another. Companies like Omega, Rolex, and Precision have been making watches for decades and their timepieces are extremely expensive. These form the crème luxury collection of any collector. These timepieces are worth a lot of money and require a tremendous amount of care to be handed down the generations. Let’s look at how one can maintain and take care of their luxury watches.

gold watch and black watch box

Storage rules

All high end and delicate timepieces are always sold with watch boxes. This box in which the watch has originally been sold has been specially designed, keeping in mind the body and structure of this expensive timepiece. There are specially designed watch boxes that are available in the market nowadays in which you could store all your precious timepieces. You also have an option of getting these watch boxes custom-made to suit your requirements. These delicate collectables have to be kept away from moisture, so you have to make sure that the watch boxes are airtight and moisture-free. It is always said that the original box is the best way to store your timepiece!

silver rolex watch

Cleaning rules

Any collectable with moving parts requires to be cleaned at regular intervals. A car is a machine and is a collectable, but people who collect vintage cars have to make sure that the cars are cleaned and serviced at regular intervals. It’s the engine that requires servicing and oiling at regular intervals to ensure that the car is smooth and running. Similarly, a watch has an engine which requires to be serviced at regular intervals irrespective of whether it’s being worn or not. There are various watchmakers to whom you should be taking your collectables for servicing. They would check the tiny parts and clean them to ensure that your timepiece stays intact and in perfect condition.  As an extra effort, you should be using a soft cloth to clean your watches from the outside ensuring that all the extra dirt which collects on the outside can be cleaned. Open your watches at regular intervals and check for dust, then wipe them clean. At the same time, take them to a good watchmaker for servicing at regular intervals.

a box with multiple watches

Protection rules

Any watch has a pre-defined resistance towards various forces of nature. There are sports or mechanical watches that are water-resistant, heat resistant and dust resistant. But these resistance levels are informed or are written in the user manual of our luxury watches. All have pre-defined levels of resistance; if it is said that you can use your watch in 50 meters of water, then don’t try taking your watch deeper while swimming. The watch’s parts may not be able to withstand the load. Some rules of thumb are that these delicate pieces should always be kept away from direct sunlight and extremely dusty places. The dirt and the heat would harm your timepiece. Another thing which harms the machinery is chemicals, especially the type that are alcohol-based – like perfumes, cleaning supplies, colognes and oils. You have to keep your watches away from these chemicals as they end up spoiling the look of the watch, have a harsh effect on the leather or the crystal dial of the watch.  Be careful not to bang the watch against the walls, which may lead to scratches and cracks in the crystal. Use a soft and a dry toothbrush to clean off the dust and dirt which gets accumulated over some time. 

storefront with antique watches

Educate yourself

When you are investing money in a delicate collectable, you should spare some time and understand your precious watch’s nuances and features. Who would be a better person to do that than the person who is selling you the timepiece? Salesperson aside, it’s worth putting in the extra effort to at least peruse the user manual that comes with the watch, to double-check just in case if the seller has missed out on any information. Never try opening the machine of the watch on your own. It’s prudent and practical to ake it to a watchmaker to get it checked. Read the cleaning instructions on how to clean your watch rather than applying your remedies.

intricate zodiac time piece

Usage rules

There are mechanical watches that require winding regularly. Some basic rules of winding include removal of your watch from the wrist before winding. In case there is a resistance when winding, definitely stop because it would lead to over-winding. There are watches that require to be winded daily, in particular the luxury mechanical watches. Avoid wearing these delicate timepieces when doing strenuous jobs and in harsh weather conditions.

notes and man adjusting wristwatch

Insure your collectibles

The way any individual would seek to insure his life or his house, your luxury watch collection should also be insured. Look for companies that specialize in these insurance policies and ask them to evaluate the luxury or historical timepiece and take up an insurance cover for the same. Make a list of all the vintage watches you have and along with their photos, prepare an Index of all the information about your watch collection. This information comes handy by the insurance company in cases of theft. It’s rightly said that these luxury collectables should be kept in a bank vault.

All the people who like watches are passionate about adding new timepieces to their collection periodically, but maintaining these delicate watches also takes up a lot of time and patience. There are world-renowned brands that have been making watches for over decades and have managed to carve a name for them in the watch industry. A little discipline and some love can help you maintain this unique and expensive collection for a lifetime and more. As it is rightfully said, “time does not wait for anyone – wear a watch to chase it.”

Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States
Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States

If you are looking for a secure place to store your hard drives or other valuables, Safe Deposit Center can help. At Safe Deposit Center, we offer a variety of safe deposit box sizes as well as open vault storage to accommodate your secure storage needs. For more information about our secure, private storage facility please visit https://safedepositcenterwa.com/.


Feeling Nostalgic?: 9 Tips To Collecting Vintage Toys

Toys can take you back to your childhood days. Your parents probably still remember your shrieks of joy as you played with a toy. You must have always fancied yourself to be a warrior or a hero while making your friend a villain. Over the years, toys have been a central part of our lives, able to whisk us away to a fantasy world  full of fun and excitement.

These days,  collecting vintage toys is not an atypical hobby. Keeping this trend and interest in mind, collector-oriented retail shops are thriving in cities and towns. Enthusiasts can add on as many vintage toys to their collection as they can. We grow old and our areas of interest move to other stuff like clothes, shoes, or even art, but whenever passing by a toy shop, it’s inevitable to get that nostalgic feeling. For all those who have been looking to grow their collection of vintage toys, here are a few tips to consider to keep your collection’s value high.

vintage sign

1. Set aside a budget

First and foremost, before going out to look for vintage toys, it’s wise to set a budget. Once you will go on collecting vintage toys, you will be expecting to find something different from what you already have. It may cost you a lot. Your hobby of collecting vintage toys can become an impulsive and addictive habit. You don’t want to overspending on vintage toys and lose track of other priorities. So, it is important to allocate your budget accordingly.

2. Save up, then spend wisely

A simple DIY jar can be a great way to set aside a certain amount of money  each month for spending on vintage toys. By doing this, you will able to make use of your money effectively and efficiently. Other than this, you can also limit your spending on things other than your areas of interest. So, perhaps you can cut down spending on clothes, shoes or other hobbies?

3. Analyze your collection

If you try to buy everything and too quickly, then ultimately your collection will become clumsy and you’ll overspend without knowing what you’ve bought.  The best route is to hone in on your collection. For instance, you could choose an era for your vintage toy collection. You can simply start buying the toys from your favorite movie or series. Analyzing your collection will make things go easy and will allow it to grow organically and keep you interested. Focusing on a particular area at a time can be of great help. For instance, one can pick a specific movie and start collecting toys accordingly. Once you have collected all the toys from that particular movie, you will feel a sense of fulfillment and gratification. When you will be done with this era you can move on to another.

4. Outline and prioritize, then go after it

Collectors  may have a hard time identifying what they want. They end up putting questions on social networking sites asking, “I am thinking to buy this vintage toy.” Or “which one do you think would be the best and rare?” Instead of inquiring on social platforms and asking for other people’s advice, you can watch videos and browse for toys on hobby websites. You can simply head out,  discover and peruse the  shops that specialize in vintage toys. You can’t let others influence you to buy a particular toy when you don’t want it. Prioritizing plays a vital role when you are growing your collection. Another alternative can be making a checklist: You can prioritize what you are looking for and desire to have you in your collection. This way, everything will be clear in your head and you will be able to save money accordingly, by not spending it on other things.

5. Widen your search

Limiting the collection will always be an obstacle in the way of its growth. So, you need to explore and come up with novel sources from which you can collect vintage toys because buying vintage toys from a particular shop or website will not do any your collection any justice. A particular shop might have an ultimate collection in itself but you need to do research and explore new things. Exploring should always be the key element.

6. Patience is a virtue

Rushing is not always the way. You can wait for auctions to come up so that they can invest your money in the right manner. It’s very hard to find vintage toys and one should explore it with enthusiasm and zeal. The collection takes time, so you need to have patience and try to go with the flow. You can’t just end up buying toys just because they are available. If you are eagerly waiting for a specific toy, then by all means – exercise patience! The best way is to save money and keep it stashed, so that you can spend it on the vintage toys that are soon going to launch in the market.

7. Get bargains at auctions – but don’t overpay

People tend to look for individuals who would come and buy things in the auction. It gives everyone opportunities to prioritize their needs. Generally, if you do go to an auction where toys are sold you, will find a lot of people giving away vintage toys. By all means, do grab the deal if you think it’s worth it. It helps to have done research beforehand to avoid paying a premium for an item you can get for less somewhere else.

8. Consider ‘new’ and ‘open box’ vintage toys

When you visit a collector shop in search of vintage toys, you’ll likely come across two types: As new, sealed in original packaging and usually in mint condition; and out-of-the-box. Whether to spend on either the original toy or the open box variety depends on your budget. Here is a pro tip if you do decide to go with a new or mint vintage toy: Double-check that it’s authentic and not a fake or repackaged to look brand new.

9. Cost vs. space consideration

It may be possible that you will end up buying a vintage toy just because it’s a little bit cheaper but you need to ensure whether there is any need to buy it or not. You might not desire to have that toy and soon you will end up trading it or selling it.  Even if you keep it, the vintage toy will inevitably take up space in your collection. Space is the biggest concern with collectors – as in, running out of it. You can’t always put your vintage toys in boxes. You should have an area to display and assemble toys. Presentation matters, of course, so one alternative can be to build or buy glass cabinets and display your collection at a place where it will be protected from dust. If you have a large collection, you may have to pare it down to pieces you want to display or rotate.

Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States
Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States

If you are looking for a secure place to store your hard drives or other valuables, Safe Deposit Center can help. At Safe Deposit Center, we offer a variety of safe deposit box sizes as well as open vault storage to accommodate your secure storage needs. For more information about our secure, private storage facility please visit https://safedepositcenterwa.com/.


Beginner Coin Collecting: Get Started Guide

A hobby is something that any individual is passionate about; the person can be fond of music, playing a sport, travelling to new places, cooking, eating etc. You can have a variety of likes, one of which can be collecting things. Some individuals collect cars, stamps, dolls, phones, watches etc.

And, of course, there are those who have a passion for collecting coins. Are you one of them? In case you have this affinity for coins and want to start collecting them, read on for a few tips on how you can start your coin collection.


Coin collection generally starts as a hobby for quite a few, which turns into a passion over a while. You could start by collecting all kinds of coins, and over some time you’ll discover which coins you like most and what kind of coins would you want to collect.

You may like to collect coins based on the metal they are made of, their shape, colour, size, period etc. There are almost as many types of coin collections as their are coins. A little patience will help you find your niche in this unique hobby.

Learn the Coin Language

Like any other hobby, coin collecting also has its language. You have to get yourself acquainted with the terms which are used when speaking about coins. The study of coins is called “Numismatics” and a person who collects or studies them is called a “Numismatist”. Learning the language and terms specific to coin collecting can help you understand your passion better.

An Investment Option

A coin collection can also be a long term investment option for an individual. Coin collecting as an investment works simply by holding on to coins of gold, silver, copper and platinum, and, as the value of these coins increases the value of your investment multiplies. These coins have a higher intrinsic value and look very appealing to collect too. One downside to this kind of collection is that you may have to spend a lot of money to amass a sizeable collection.

Channel your Interest

Once you take up coin collecting as a hobby, you’ll learn about the various kinds of coins that a collector can have. There are various kinds of coins that one can collect; coins based on their intrinsic value, coins belonging to a particular period, circulation coins, uncirculated coins, coins of different shapes and sizes etc.

You can choose what kind of coins you would want to collect. You could start collecting all coins initially and after a while channel your collection according to which coins excite you the most.

Patience is a Virtue

“A mountain cannot be climbed in a day”; as a beginner, you have to be patient with this hobby. You should educate yourself on Numismatics and do thorough research on what is required to start a collection. Contact senior coin collectors and speak to them to know more about how you might go about starting your collection.

Start by collecting the small coins, maybe the ones which are not very expensive. Beginner coin sets are readily available in the market.

Structure of a Coin

Before you get your first coin, learn about the body of a coin. A coin, like any other collectible, has various parts which any coin collector should know about. The coin usually has two sides: obverse (heads) and reverse (tails). The other parts of a coin are the date, denomination, motto, mintmark, and the field. This is basic knowledge that will help you take your collection from a basic collection to a specialized collection as you progress.  

Evaluation Process of a Coin

Once you have learned about the history, intrinsic value, and parts of a coin, grading of the coin is next on the agenda. You have to learn how to evaluate or grade a coin. Grading depends on how well the coin has been preserved over the years. Initially, this system was the same as the school grading system, but over the years it has changed and has become more honed and specific. The 70-point Sheldon Scale is used to grade coins. 

Upkeep of your Coins

Preserving your coins is the most important aspect which has a direct effect on the intrinsic value of the coin. It has been mentioned earlier that grading of the coin depends on how well the coins have been preserved over the years.

You have to be very careful when it comes to handling coins; they should never be touched with bare hands and you should always wear cotton gloves to handle your coins. Avoid using rubber or latex gloves to handle your coins as their emollients can damage the surface of the coin.

A coin should always be picked up by its edges and never by its obverse and reverse sides. The surfaces of the coins are very delicate. One coin should be cleaned at one time; you cannot clean a bunch of coins together.

Storing your Coins

Your coin collection requires being stored properly, unlike your piggy bank savings. There are various coin holders in which you can store and safely display your coin collection. You can organize your coin holder according to your convenience.

For beginners, you can store the coins in acid-free paper envelopes, folders and albums. Once you have a decent collection in place you can upgrade the storage to moisture-free envelopes or PVC cases which are specially made to store and display your coins.

Protecting your Coins

You have already learned how to protect and clean your coins to the best of your control, but in the event that your coins are damaged due to extenuating circumstances (like a fire), you would have no back up to make up for your losses. You should always take an insurance cover for your coins and paper currency covering their intrinsic value against fire, theft and water.

Additional Tools 

There are various kinds of tools which are available in the market to help you study the intrinsic value of your coins and keep them protected. There are available magnifying glasses to help you study your collection. Additionally, there are coin holders, index books, cotton gloves which a collector should always have. The index books are used for keeping physical records of your coin collection. The coin holders help you in efficiently storing your coins.

Grow your Collection

Once you have started your coin collection, you should be looking for a trustworthy and senior coin dealer whose help you can seek in case of any grading issues. They can also help you in your purchases as a new collector. The local coin shows which happen from time to time are a must-attend just to gain knowledge about coins. There are books too which help you increase your knowledge about coins. There is a coins club; becoming a member of such a club helps you meet like-minded people.

Set up Goals

When you start a hobby, it does not take time for this hobby to become a passion. To be successful in any kind of endeavour you have to begin by setting small goals which can be achieved and then progress towards the bigger goals. The history behind each coin is unique; once you decide on the kind of coin collection, you are subject to a whole new world of knowledge which helps you know more about world history.

Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States
Safe Deposit Center | 12000 NE 8th Street Ste 100 Bellevue, Washington 98005 United States

If you are looking for a secure place to store your hard drives or other valuables, Safe Deposit Center can help. At Safe Deposit Center, we offer a variety of safe deposit box sizes as well as open vault storage to accommodate your secure storage needs. For more information about our secure, private storage facility please visit https://safedepositcenterwa.com/.